I might get in trouble for saying this on this channel ;) - BUT - If memory serves, Proxmox has native support for backing up to an AWS S3 bucket. I think I paid something like $3/month for it when it was setup - very minimal. While not really “self hosting”, I would argue backups are the one thing you should actually do offsite, ideally with some resiliency.

At a minimum, I always do trusted, guest, and iot. I used to do “family” but, honestly everyone just ended up on iot because it was easier to control everything from their phones. Management is done from trusted. My current setup also includes DMZ and DC vlans for the homelab. I added a gaming vlan for one gaming PC the other day and moved that machine to it since games always have a bunch of port forwarding needs.