I think an ambulance ride on my plan is covered 80% by insurance before my deductible, so I pay 20% out of pocket until I hit my deductible and then they cover it all.
So at most I’d pay $4000, but my neighbor took a ride to the hospital when he fainted and it only cost him a few hundred bucks (obviously our insurance coverage isn’t the same so it’s hard to cover like for like)
The real cost is the nearly $700 a month I pay for insurance just to have insurance to “negotiate” prices for me to pay. My $4000 deductible shakes out to like $8400 a year out of my pay for them privilege of paying “negotiated” prices for the first 4000.
I may end up with a $300 ambulance ride but I w already doled out $8k+ for the luxury of being allowed to only have to pay 20% of that ambulance ride.
I think an ambulance ride on my plan is covered 80% by insurance before my deductible, so I pay 20% out of pocket until I hit my deductible and then they cover it all.
So at most I’d pay $4000, but my neighbor took a ride to the hospital when he fainted and it only cost him a few hundred bucks (obviously our insurance coverage isn’t the same so it’s hard to cover like for like)
The real cost is the nearly $700 a month I pay for insurance just to have insurance to “negotiate” prices for me to pay. My $4000 deductible shakes out to like $8400 a year out of my pay for them privilege of paying “negotiated” prices for the first 4000.
I may end up with a $300 ambulance ride but I w already doled out $8k+ for the luxury of being allowed to only have to pay 20% of that ambulance ride.